Zero interest loans to help logistics and manufacturing businesses impacted by current conflicts

Overview

There are 2 streams to the program:

• Bank administered stream: Zero interest loans administered directly by a participating bank to a customer who are seeking a loan of up to $5 million.
• NRFC administered stream: Zero interest loans administered by the National Reconstruction Fund Corporation (NRFC) for companies who are seeking a loan of more than $5 million.

Check if you can apply

Bank administered stream

Zero interest loans administered directly by a participating bank for companies who are seeking a loan of up to $5 million. This support was designed to prioritise logistics and manufacturing businesses in areas such as freight, fuel, plastics and fertiliser who were materially impacted by market disruptions in early 2026.

This stream was designed to operate for six months and applications are now closed.

NRFC administered stream

Businesses who are seeking a loan of more than $5 million can contact the NRFC directly to apply for a zero-interest loan.

This stream remains open for applications.

These loans:

• have no maximum amount
• can be tailored to suit individual business needs
• can be used to:
  • respond to market disruption
  • maintain and build industrial capabilities that contribute to Australia’s national interests, particularly those critical to the nation’s strategic and economic resilience.
• are subject to the NRFC’s usual due diligence and investment processes.